Sylvia T Pel
map-marker Talbott, Tennessee

My overall opinion of this “bank” is that it sucks and is solely for customers who have poor credit history through no fault of their own!!!!!!

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Cant get a resolution to a payment that ACI Mis-applied. I have been working on this problem since 3/18 without any success. Have been continuously bee transferred from one non clear English speaking agents. Have been UNABLE to speak to anyone that seems to have a clue as to what is going on OR very limited assistance
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User's recommendation: If at ALL possible don’t get involved with ALLY

Bruce C Lzh

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Verified Reviewer

No access to acct online

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Ally Financial - No access to acct online
Ally Financial - No access to acct online - Image 2

Dont have enough corporate minutia and grief in your life? Get a Ally credit card.

This corporation sucks so bad at customer care, if they sucked any more theyd create a black hole, dragging all of humanity into oblivion. In my case, I never applied for this cardAlly bought out OLLO and all of us OLLO cardholders were directed to a webpage for registration of our new Ally card with easy and comprehensive access to our account information 24/7. Month after month I (and most OLLO cardholders) attempted to do this but Ally was apparently unable to fix the glitch that prevented cardholders access and after several months I ceased trying after one of the Ally employees told me they were aware of the issue and ESCALATING my case with tech support. In an email they later advised me to call them again stating: If you are having difficulties accessing your account online or in the Ally mobile app, please call us at 1-88*-***-****.

Well be happy to assist.

When I attempt to register I am told they cannot locate me in their database using my DOB & SS# however, their automated phone service easily takes payment using this same information. Common sense is not common enough at Ally. Its zeros & oneshire a programmer! Sheesh!

Now you can call at any time on any day and not get a live person.

The patient cardholders (like me) that sit on hold (ignore) are advised they are too busy and to call back another time before being disconnected. There is literally no way for you to contact them. Every email they have sent me has the same reply email address: Ally Credit Card

OhhhhI suppose I could draft a letter and send it to them via snail mail but by now the apathy that prevails and permeates throughout this annoying financial institution has infected me as well and so, I opted to draft this enlightening (and hopefully helpful) review of them. I seriously doubt theres a living, breathing, concerned human in power at Allysomeone to read this and take appropriate corrective action.

Pretty sure the entire company is manned by dimwitted corporate droids who say the same things, provide the same corporate excuses & promiseswholly unconcerned that they spew bovine excrement to cardholders for money. Nobody at Ally cares about us. Thanks for selling us out OLLOyou losers shoved us into a portal to Hades where soul-absent creatures torment and ignore us.

Ally sets the customer care bar so low you need a shovel to see it. Hold your nose as you dig.

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Preferred solution: access to my acct online

Kerry E Vse

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Verified Reviewer

Help with account

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Hi i am a uk english citizen i had a loan from america on line and i was asked to open an allyswift account forcit to be deposited ,which i did i was not aware of tje 2000 dollar activation fee ,to activate mastercard to enable me to transfer fge money to my english bank ,if i had 2000 dollars i would not of needed a loan i habe gone on to the site to find i can only message on chat for help

I am being told tgere is no way of me getting my money until i activate card which i am willimg to do bit tje only way i can do it is if i use tge money from the allyswift accoumt which im being told i cant do that i realy need help as that is all tge money i habe to my name i am desperatly trying all ways please could someonexhelp me and if i have emailedxthexwrong place could you pointcme in tje right direction please i habe no ways or means of calling america

Regrds

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Preferred solution: I would like to use the money in my account to activate card

2 comments
Myla O Yay

My email account I forgot two the password so I cannot see the code

Kerry E Vse
reply icon Replying to comment of Myla O Yay

Is this ment for me is this someone from ally financial

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Kim T Kgv

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Verified Reviewer

Tax form 1099

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I recieved a 1099 from Ally and misplacwd it. I began calling Ally for a copy of my 1099 on January 31 st.

At that time they said they would send it. Since i did not receive it, i made10 phone calls on February 20th. I am trying to get a copy of the 1099 ally sent me.

Here are the numbers I called.

1-80*-***-**** several times I called and several times I was transferred. I was given these phone numbers to call by customer service.

1-80*-***-****

1-80*-***-****

1-88*-***-****

1-80*-***-****

1-87*-***-****

I talked to Marco, Nickie, Louis, David and an Aussie and others.

What am I supposed to do to get a copy?!

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Preferred solution: Copy of 1099

User's recommendation: Don't use them

Joseph E Ewd

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Verified Reviewer

Validate my account

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I was put on hold for 20 minutes most calls. The reason I say calls is because after they answered I'd be put back on hold after giving information just to be hung up on. I was given a division to call, wrong number. Four hours and I still don't know if they corrected my issue. And all that I wanted was to validate my bank account. Oh, try listening to broken English being spoken with 100 people talking in the background.
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Pros:
  • Sponsored jimmy johnson
Cons:
  • Cant understand support people

Preferred solution: Nothing, Im too pissed

User's recommendation: Ha

Gary S Uws

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Verified Reviewer

Very dissatisfied consumer

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I paid my car off back in Oct of 2023, i still havent recieved my title. Ive contacted pdp group and thought i had gotten the issuee resolved and they said they were to expedite the title within 10 business days and this was on January 16, 2024. Havent recieved it yet. Now im getting very upset and im about to inform the police and my attorney. I want my title as ive paid my obligation. Please comtact me with a resolution. The account number is 228096****72. Thanks
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Loss:
$1200

Preferred solution: My title

User's recommendation: Do not use ally

Anonymous
map-marker Wilmerding, Pennsylvania

Not satisfied with the response to help with payment complaint

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I have signed up to have my car loan taken out automatically. The first payment came out fine, the second month two payments were taken out.

After talking to Ally about it they said to contact the bank and cancel one payment. The bank had to cancel both payments and they charged me for it. Customer service said that they could not resubmit it so I had to pay another way. By the time I paid over the phone, there was a charge for that and late fee.

Then I was told I was no longer eligible for automatic payment. The next month, I tried to make a payment online and was told I can only pay by certified check or money order now!! All I'm trying to do is make a payment.

I called customer service and wanting to talk to a regional manager to get some satisfaction and was told there was none ...what??? I really regret signing with this company and would tell anyone thinking of getting a loan from them DON'T!

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User's recommendation: Do not get a loan from them their customer service is terrible.

Cleora Qfm

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Verified Reviewer

Need to get a payoff

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Need to get a payoff on my 2017 Dodge ram. Id like to get a phone number so I can talk to someone but it keeps sending me back to this. Whats up with this company
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Preferred solution: Need to get a payoff

Latricia Uzc

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Verified Reviewer

Not satisfied

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I found it very difficult to talk to a person and when I finally got some one there accent made it very difficult to understand what they were saying and they didnt seem to understand what I was asking about my auto loan was recently paid off and I was asking about gap insurance refund they kept trying to send me to the bankruptcy department
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Cons:
  • Not interested

Preferred solution: Nothing I no longer have account there

User's recommendation: Mobile app easy to use

Cynthia W Igv

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Verified Reviewer

I am a co signer. I’m attempting to pay off a vehicle

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I am attempting to pay off a car I ( foolishly) co signed for, several years ago. The vehicle is out of state and I need this matter to be efficient and guarantee me the person delinquent on his monthly payments, does NOT have access to said vehicle after its paid off by me. The operators refuse to transfer me to a supervisor without me repeating the circumstances surrounding the car. It would be to their benefit to merely pass me off to a supervisor. Instead, they place me back at square one as Im placed ( again ) on hold. This is super frustrating and not very professional!
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Cons:
  • Treating co signers poorly

Preferred solution: To have one person to work WITH me, not against me to get this loan nightmare behind me!

User's recommendation: Don’t get a loan with them!

Steve C Lpa

The most difficult company to work with.

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Contacted them to make final payment to receive my tittle. Did as they instructed to receive it in 8-8 days! It has now been 3 weeks and I just got off the phone with them and I was told it was just released yesterday so allow another 6-9 days to receive it! Second time I have used Ally and it is the last time.
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Cons:
  • Customer service is very difficult

Preferred solution: Money back if car doesn’t sell to the person who is waiting for the tittle. 8k

User's recommendation: Find another company

Amber S Yvh

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Verified Reviewer
| map-marker Knoxville, Tennessee

Car repossessed

I'm going through bankruptcy and my car was repossessed last night. I didn't get any papers stating it was getting repossessed and legally since I'm going through bankruptcy, no one can get that car
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Lane L Gax

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Verified Reviewer

I did not want to review

When I could speak to someone after 12 minutes they hung up on me after trying to transfer me to home loans. I tried again and it said they have no record of me! I have to talk with a person so I can change my monthly payment amount.
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Preferred solution: A person to help me change my upcoming payment. I can’t get online either her.

Tricia h Dgn

This review is written by an individual who has purchased the reviewed product/service and/or confirms being a paying customer of this company. Check our FAQ

Verified Buyer
|

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Verified Reviewer

Auto loan

Ally Financial - Auto loan
Ally Financial - Auto loan - Image 2
I paid off my auto loan back in July and was sent the title and paperwork stating that my loan was paid off. My credit report is still showing that I owe money on this loan which is not possible and destroying my credit. If this is not removed Im taking legal actions! Im not able to send proof of my title in this message but can through normal email. Once you have the title the vehicle has been paid off! This should not be on my credit report affecting things
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Preferred solution: Having this loan amount taken off of my credit report

Anonymous
map-marker Birmingham, Alabama

Every time I call in to speak to someone I get somebody who doesn't understand English. Why is it? I know you out source your jobs BUT for GOD sake get people who can speak English.

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Language barrier. Have trouble understanding the person I'm talking to because of their language they speak.
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Brittany B Ofw

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Verified Reviewer

30 Day Late reported to 3 credit bureaus in error

I have called Ally several times and submitted (2) cases to have them remove the 30 day late reporting from all 3 credit bureaus being that it was their error.

11/16/23 called to get a 2 month extension, the Ally agent told me that all I needed to do was make my first payment on 11/23/23 and my second payment on 1/5/24. He said that I didnt need to sign the extension form that was being mailed to me, it was only for my documentation.

I asked him more than once if he was sure that I didnt need to sign the form, he said no just make sure to make my payments on time.

12/8/23 Jennifer H684JDS submitted a Zero pay extension (w/ manager approval) was submitted to honor my previous extension that was submitted 11/16/23 but wasnt honored b/c the ally rep told me I didnt have to sign and send it back, he stated that it was for my records only.

12/8/23 Case # 6952-**** Jennifer H684JDS to pull the call from 11/16/23 with the Ally agent. She said said once the call is pulled they would make sure the 30 day late reporting would be removed from the all 3 credit bureaus

1/9/24 Case # 7009**-** submitted w/ Joanna.

30 day late reporting to all 3 credit bureau and $21 late refund. Please pull Ally Agent call from 11/16/23 for review (30-45 days)

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Loss:
$21

Preferred solution: Please remove the 30 day late reporting from all 3 credit bureaus and refund $21 late fee

1 comment
Sherlin Hci

I can help you with that email pristinefinancesmia@***.com

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